Designed to assist international students in covering their tuition fees and other academic expenses.
Interest Rate: Competitive fixed interest rates, depending on creditworthiness.
Limit: Borrow from $10,000 up to $50,000 per academic year.
Repayment Terms: Deferred repayment option allowing students to start repayments six months after graduation. Loan term of up to 5 years.
Suitable Customer: Ideal for full-time international students pursuing undergraduate or postgraduate degrees in U.S. institutions.
Benefits: The GlobalTalents Student Loan allows students to focus on their studies without worrying about immediate repayment. It offers the opportunity to build a U.S. credit history quickly. Additionally, lower interest rates are provided for those with excellent academic performance.
Assists international students in buying their own car for ease of transportation.
Interest Rate: Attractive fixed interest rates, depending on creditworthiness.
Limit: Financing from 50% up to 100% of the car value, with a maximum of $30,000.
Repayment Terms: Flexible repayment options with terms up to 5 years.
Suitable Customer: Any international student in the U.S. who holds a valid driving license.
Benefits: The Wheels4Students Auto Loan offers a quick approval process, no prepayment penalties, and is an excellent way for students to start building their U.S. credit history. The process of buying a car is made as straightforward as possible.
Designed to aid international students or scholars in becoming homeowners in the U.S.
Interest Rate: Competitive adjustable interest rates, depending on creditworthiness.
Limit: Loan amounts from $100,000 up to $600,000 or 80% of the appraised value of the home, whichever is less.
Repayment Terms: Flexible repayment options with terms up to 20 years.
Suitable Customer: International students or scholars looking to purchase a home in the U.S.
Benefits: With the Academic Homes Mortgage, students can start building equity in a home while still in school, helping to establish a solid credit history in the U.S. This product also offers an easy online application process.